American Public Life: Supplemental Insurance and Workforce Benefits Provider

American Public Life’s health care plan consists of various supplemental insurance products that work with your major medical and HDHP to help extend your health coverage and reduce your out-of-pocket expenses from deductibles and copays. Some of their health care plan products are:

MEDlink: MEDlink is American Public Life’s gap insurance product that helps cover the difference between what your major medical pays and what you owe for covered medical services. MEDlink can also provide benefits for hospital confinement, outpatient surgery, emergency room visits, ambulance services, and more.

Accident Expense Plus: Accident Expense Plus is American Public Life’s accident insurance product that helps pay for medical and non-medical expenses resulting from an accidental injury. Accident Expense Plus can also provide benefits for hospital confinement, intensive care unit, physical therapy, and more.

Cancer Expense Plus: Cancer Expense Plus is American Public Life’s cancer insurance product that helps pay for the costs of cancer treatment and recovery. Cancer Expense Plus can also provide benefits for chemotherapy, radiation therapy, surgery, hospital confinement, and more.

Hospital Indemnity: Hospital Indemnity is American Public Life’s hospital insurance product that helps provide financial assistance with bills and out-of-pocket costs resulting from a hospital stay, emergency room visit, urgent care and more1. Hospital Indemnity can also provide benefits for intensive care unit, skilled nursing facility, and more.

Dental: Dental is American Public Life’s dental insurance product that helps pay for preventive, basic, and major dental services11. Dental can also provide benefits for orthodontia, implants, and more.